Samsung Galaxy S25 Edge Review: Samsung’s Best Flagship Yet?

Read the full Samsung Galaxy S25 Edge Review 2025. Discover its design, features, camera, battery, and performance to see if it’s Samsung’s top flagship phone.

Read the full Samsung Galaxy S25 Edge Review 2025. Discover its design, features, camera, battery, and performance to see if it’s Samsung’s top flagship phone.

The Samsung Galaxy S25 Edge Review has taken the tech world by storm as Samsung pushes the boundaries of innovation with this stunning flagship. The S-series has always stood at the peak of Android engineering, but the S25 Edge might just be Samsung’s finest creation yet. Packed with a curved AMOLED 2K+ display, the latest Snapdragon 8 Gen 4 processor, a refined camera system, and AI-powered software, this phone aims to redefine what a premium smartphone can deliver in 2025. In this comprehensive Samsung Galaxy S25 Edge Review, we break down every detail—design, performance, battery, camera, features, and whether it’s worth your money compared to its competitors. If you’re considering upgrading your phone or just a tech enthusiast, this review is your one-stop guide to Samsung’s newest beast.

Design and Build Quality

Samsung has mastered the art of sleek design, and in the Samsung Galaxy S25 Edge Review, the first thing you’ll notice is how premium this device feels. It has an ultra-thin profile with polished aluminum edges and a Gorilla Glass Victus 3 back that catches light beautifully. The display curves elegantly along the sides without the accidental touch issues that plagued older models. Despite its large 6.8-inch screen, the phone feels surprisingly manageable in one hand thanks to improved weight distribution.

Read More | Nokia Lumia 500 5G Review

Display: Edge-to-Edge Brilliance

The 6.8-inch Dynamic AMOLED 2X display is where the Samsung Galaxy S25 Edge Review shines brightest. It offers a QHD+ resolution with a 144Hz refresh rate that feels buttery smooth in real-time usage. Colors are vibrant, blacks are deep, and sunlight legibility is excellent. Samsung’s Vision Booster and Eye Comfort Shield work in the background to make the display easy on the eyes for long use.

Display Feature	Specification
Type	Dynamic AMOLED 2X
Size	6.8 inches
Resolution	3200 x 1440 (QHD+)
Refresh Rate	144Hz
Protection	Gorilla Glass Victus 3

Performance and Software

At the heart of the Samsung Galaxy S25 Edge Review lies the Snapdragon 8 Gen 4 SoC paired with up to 16GB RAM. Whether you’re gaming, multitasking, or editing videos, the phone handles everything effortlessly. Benchmarks aside, real-world usage feels ultra-smooth with Samsung’s One UI 7.1 built on Android 15. Samsung also adds AI smarts like “Smart Suggest,” which learns your app habits and makes predictive suggestions, improving the daily experience. There’s virtually no lag or overheating, even during heavy sessions.

Read More | OnePlus Nord 5

Camera System: AI + Optics Perfection

Photography is another area where the Samsung Galaxy S25 Edge Review earns high marks. The quad-camera setup includes a 200MP primary sensor with OIS, a 50MP ultra-wide, a 50MP periscope zoom with 10x optical zoom, and a 12MP macro. Image clarity, color accuracy, and low-light performance have all improved thanks to enhanced AI algorithms. Night Mode delivers brighter images without overexposure, and Pro Mode gives manual control to camera enthusiasts.

Camera Setup	Details
Main Sensor	200MP with f/1.7 aperture + OIS
Ultra-Wide	50MP, 120-degree FOV
Telephoto (Periscope)	50MP, 10x Optical Zoom
Macro Lens	12MP
Front Camera	32MP with 4K video recording

Battery Life and Charging

This Samsung Galaxy S25 Edge Review wouldn’t be complete without talking about battery life. The device comes with a 5100mAh battery that easily lasts over a day with moderate to heavy usage. AI-assisted power optimization helps conserve energy when the phone is idle. Charging is super-fast too, with 65W wired charging and 45W wireless charging support, taking the battery from 0 to 100% in just about 45 minutes. Reverse wireless charging is also included for charging your Galaxy Buds or smartwatch.

Read More | iPhone 17 Launch Preview

Key Highlights of Samsung Galaxy S25 Edge Review

6.8″ 2K+ AMOLED with 144Hz refresh
Snapdragon 8 Gen 4 for flagship performance
200MP quad-camera system with AI features
5100mAh battery with 65W fast charging
One UI 7.1 based on Android 15
IP68 certified for dust and water resistance
Gorilla Glass Victus 3 and aluminum frame

Gaming and Multimedia Experience

Gaming performance in the Samsung Galaxy S25 Edge Review is top-tier. Whether it’s PUBG, COD Mobile, or Genshin Impact, you’ll enjoy max graphics with zero frame drops. The vapor chamber cooling system keeps things under control even in extended sessions. Coupled with stereo AKG-tuned speakers and Dolby Atmos support, multimedia lovers will enjoy immersive sound and visuals.

Storage, Connectivity, and Extras

Samsung is offering the S25 Edge in three storage variants—256GB, 512GB, and a massive 1TB. Unfortunately, there’s no microSD slot, but with cloud storage integration and fast UFS 4.0 storage, most users won’t miss it. You also get 5G, Wi-Fi 7, Bluetooth 5.3, and Samsung DeX support, turning your phone into a mini PC with a monitor and keyboard.

Storage Variants	Connectivity Options
256GB / 512GB / 1TB	5G, Wi-Fi 7, Bluetooth 5.3, NFC
UFS 4.0 Storage	USB Type-C 4.0, Samsung DeX Support
No microSD card slot	Dual SIM + eSIM support

Software Updates and Security

As mentioned earlier in this Samsung Galaxy S25 Edge Review, Samsung continues its commitment to long-term support by promising 5 years of Android updates and 6 years of security patches. The device includes Knox Vault for hardware-level security, facial recognition, and an under-display ultrasonic fingerprint scanner. Samsung Pay is also fully integrated with UPI in India.

Price and Availability in India

Samsung has launched the Galaxy S25 Edge in India with the following pricing:

Variant	Price (Approx.)
12GB + 256GB	₹92,999
12GB + 512GB	₹1,04,999
16GB + 1TB	₹1,24,999

The phone is available in Midnight Black, Ocean Blue, and Mist Silver across Samsung stores, Amazon, Flipkart, and offline retailers.

FAQs – Samsung Galaxy S25 Edge Review

Q1. What’s new in the Samsung Galaxy S25 Edge compared to the S24?
The S25 Edge features a better display with a 144Hz refresh rate, a more powerful Snapdragon 8 Gen 4 processor, a 200MP upgraded camera system, and improved AI integration for battery and camera optimization.

Q2. Is the Samsung Galaxy S25 Edge good for gaming?
Absolutely. It offers top-level GPU performance, efficient cooling, and a high refresh rate display that delivers an exceptional gaming experience.

Q3. Does the Samsung Galaxy S25 Edge support wireless charging?
Yes, it supports 45W fast wireless charging and 65W wired fast charging, along with reverse wireless charging.

Q4. Is Samsung Galaxy S25 Edge water-resistant?
Yes, the device comes with an IP68 rating, making it dust and water-resistant.

Q5. How long will Samsung provide updates for S25 Edge?
Samsung promises 5 years of Android OS updates and 6 years of security updates, offering great long-term value.

PM-KISAN 20th Payment: Easy Aadhaar-Based e-KYC Guide for Farmers

Learn how to complete Aadhaar-based OTP e-KYC for PM-KISAN 20th Payment 2025. Step-by-step guide for farmers to get ₹2,000 installment easily and on time.

The PM-KISAN 20th Payment is eagerly awaited by millions of Indian farmers who depend on this vital government support. Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, eligible farmers receive ₹2,000 every four months directly into their bank accounts. However, to receive the PM-KISAN 20th installment without any delay, it is mandatory to complete Aadhaar-based e-KYC on time. In this article, we provide a simple, step-by-step Aadhaar OTP e-KYC guide that every farmer can follow from the comfort of their home. Whether you are new to PM-KISAN or just need help with the e-KYC process, this guide will walk you through everything.

What is PM-KISAN Scheme?

The PM-KISAN scheme is a central government initiative launched in 2019 that aims to provide financial support to small and marginal farmers. Every eligible farmer gets ₹6,000 annually in three equal installments. The government has already released 19 installments under this scheme, and now farmers are looking forward to the PM-KISAN 20th Payment which will be credited soon.

Why Aadhaar-Based e-KYC is Important for PM-KISAN 20th

Before receiving the PM-KISAN 20th Payment, every beneficiary must complete Aadhaar-based e-KYC. This step ensures that the beneficiary’s details are accurate and genuine, preventing fraud and duplicate accounts. If you fail to complete the e-KYC process, your PM-KISAN 20th installment may be delayed or cancelled.

Read More | Best 5 Post Office Schemes

Eligibility Criteria for PM-KISAN 20th Payment

To receive the PM-KISAN 20th installment, the farmer must meet these eligibility conditions:

Criteria	Details
Land Ownership	Must own cultivable land
Aadhaar Link	Bank account must be Aadhaar linked
Citizenship	Must be an Indian citizen
Income Criteria	Not paying income tax or working in government service

Step-by-Step Guide to Complete Aadhaar-Based OTP e-KYC

Here’s how farmers can complete the Aadhaar OTP e-KYC online to ensure they get the PM-KISAN 20th Payment without issues:

Step 1: Visit the PM-KISAN Official Website

Go to the official website pmkisan.gov.in

Step 2: Find the e-KYC Section

On the homepage, look for the “e-KYC” option under the “Farmers Corner”

Step 3: Enter Your Aadhaar Number

Input your 12-digit Aadhaar number and click on the “Search” button

Step 4: Verify Using OTP

You’ll receive an OTP on the mobile number linked with your Aadhaar. Enter it to complete verification

Step 5: Confirmation

After successful verification, a confirmation message will appear stating that your e-KYC is complete

Note: Make sure your Aadhaar is linked to your mobile number to use the OTP option. If not, visit your nearest CSC (Common Service Center) for biometric e-KYC.

Deadline to Complete e-KYC for PM-KISAN 20th Payment

The central government has not yet announced the final deadline for Aadhaar e-KYC, but to avoid missing your PM-KISAN 20th Payment, it’s recommended to complete the e-KYC well before the end of July 2025. Any delay can result in you missing this important installment.

Common Issues Faced During e-KYC

Issue	Solution
Aadhaar not linked to mobile	Visit Aadhaar Seva Kendra to update
OTP not received	Check mobile network or try after some time
Technical error	Use desktop browser or visit CSC
Name mismatch	Update Aadhaar or PM-KISAN record as needed

How to Check PM-KISAN 20th Payment Status

Once your e-KYC is complete, follow these steps to check your PM-KISAN 20th Payment status:

Visit pmkisan.gov.in
Click on “Beneficiary Status” under Farmers Corner
Enter your Aadhaar or account number and click “Get Data”
The screen will display the status of your last payment and if the 20th installment has been credited

Benefits of PM-KISAN for Farmers

The PM-KISAN 20th Payment is part of a long-standing initiative that helps millions of Indian farmers with timely financial aid. This support helps farmers purchase seeds, fertilizers, and maintain their crops. It is a major relief for small and marginal farmers, especially those who struggle with cash flow between crop seasons.

Highlights of PM-KISAN 20th Payment and e-KYC Process

Aadhaar OTP e-KYC is mandatory for all beneficiaries
Can be completed online at pmkisan.gov.in or via CSC
e-KYC deadline expected by July 2025
₹2,000 will be directly credited to verified bank accounts
Mobile number must be linked to Aadhaar for OTP
Update errors in name, Aadhaar, or account before submission
PM-KISAN support is given in 3 installments each year

Tips to Ensure You Don’t Miss PM-KISAN 20th Installment

Complete Aadhaar e-KYC before the deadline
Ensure bank account is active and linked with Aadhaar
Check your beneficiary status online regularly
Keep SMS alerts enabled to get updates from PM-KISAN
Visit CSC center if you’re facing trouble with OTP authentication

Table: PM-KISAN Installments History (Till 20th Payment)

Installment No.	Period	Status
1st to 19th	2019–2024	Completed
20th	July 2025	Pending (e-KYC Required)

FAQs on PM-KISAN 20th Payment and Aadhaar e-KYC

Q1. When will the PM-KISAN 20th Payment be released?
The government is expected to release the PM-KISAN 20th Payment by the end of July or early August 2025, provided Aadhaar e-KYC is completed on time.

Q2. Can I do Aadhaar e-KYC from my phone?
Yes, if your Aadhaar is linked with your mobile number, you can complete OTP e-KYC from your phone using the official PM-KISAN website.

Q3. What happens if I don’t complete e-KYC?
If e-KYC is not done before the due date, your PM-KISAN 20th Payment may get delayed or cancelled.

Q4. I am unable to receive OTP on my phone. What should I do?
Visit the nearest Aadhaar center to check if your mobile number is updated or visit a CSC for biometric e-KYC.

Q5. How to update name or Aadhaar details in PM-KISAN records?
Login to pmkisan.gov.in, go to the “Updation” section under Farmers Corner and make the necessary corrections or visit a CSC for help.

Looking for the India latest news, tech, automobiles, and travel tips? Head over to https://innovativeschools.in/ for top stories, smart insights, and everything you need—all in one place.

Why You Should Plan a Trip to San Francisco | Top Travel Reasons

Discover why San Francisco is a must-visit destination. From iconic landmarks to unique neighborhoods, culture, food, and scenic views — plan your perfect San Francisco trip today!

People from all over the world look forward to taking a trip in San Francisco for a variety of reasons. There is so much to see and do there that you will be surprised by a new set of attractions just when you think you have seen and done it all. The city’s allure is enhanced by its stunning Victorian architecture, famous landmarks, and close proximity to the Pacific Ocean. It is separated into eleven districts, each with unique characteristics and allure. You can also savor the small joys of taking in the stunning views of the city and the blue water in a city that is always reinventing itself.

Best places to visit in San Francisco:

Read More | Melbourne Adventures

For all types of visitors, Northern California’s largest city is an excellent destination. It also has a lot of undiscovered sights that are worth seeing even though they are not as well-known as the ones listed above. These consist of the Owl Man, the Spire, the Casting Pools, the Tom and Jerry Christmas Tree, and the Mosaic Steps on 16th Avenue.

San Francisco has a lot to offer. Some of its well-known locations, such as Alcatraz, Fisherman’s Wharf, and the Golden Gate Bridge, are well-known throughout the world. A trip to the city would not be complete without taking in these popular tourist destinations. Other must-see locations are Fort Point, the Cable Car Museum, the Cliff House and Sutro Baths, the Exploratorium, the Fairmont Hotel, and Angel Island.

Read More | Los Angeles on a Budget

There are a lot of free activities to do in this city, which will surprise you. This particularly applies to its parks and museums. The Oakland Museum of California is free to visit on the second Sunday of each month, while the de Young Museum or Asian Art Museum is free to visit on the first Tuesday of each month. Free admission is also available to several museums, including the Museum of Children’s Art, the Antique Vibrator Museum, the Boudin Demonstration Bakery Museum, and the Cable Car Museum.

The best thing about vacationing in San Francisco is that you may schedule your trip for any time of year. Although the months of April through October offer the best weather and the clearest skies, each season has something unique to offer.

Top 5 Dubai Adventures Every Family Will Love

Discover the top 5 Dubai adventures perfect for families! From thrilling theme parks to desert safaris, explore fun-filled experiences for all ages in Dubai.

Dubai is a chic, upscale metropolis in the United Arab Emirates that appeals to all kinds of vacationers, particularly families. With year-round sunshine and countless thrilling things to partake in, like theme parks, aquariums, and beaches with water sports, the city is often regarded as one of the greatest family vacation spots in the world. in order to reserve and organize the ideal family vacation. Visit the sights listed below for a fantastic day trip to Dubai.

1. Dubai Aquarium & Underwater Zoo

With 140 species, including the largest collection of Sand Tiger sharks in the world, Dubai Aquarium is one of the biggest aquariums in the world. Highlights including glass bottom boat trips, shark sightings, and stingray feeding are available here. The aquarium is housed within Dubai Mall, which offers more than 1300 retail stores for perusing, more than 200 dining and drinking establishments, and a variety of entertainment alternatives.

2. Wild Wadi Waterpark

With 30 water coasters and other attractions, Wild Wadi Waterpark is a great place to escape the heat of Dubai if you enjoy the idea of a carefree day out with the kids. This place has something to offer the whole family. A exciting water rollercoaster, a 100-foot waterslide, a children’s waterpark, and a lazy river are all available for you to enjoy. Wild Wadi Waterpark offers a great surf simulation experience as well.

Read More | Melbourne Adventures

3. Jumeirah Beach Park

Adjacent to Jumeirah Beach, Jumeirah Beach Park is a 12-hectare collection of verdant hills that overlook the stunning Arabian Gulf. Picnic tables, volleyball courts, kid-friendly play areas, food kiosks, cafeterias, a swimming pool, and a variety of beach amenities are just a few of the recreational amenities and activities available at the popular park. The residents also like Jumeriah Beach Park.

4. Dubai Parks and Resorts

The largest integrated leisure park in the Middle East, Dubai Parks and Resorts, has three theme parks and a water park. It offers more than 100 indoor and outdoor rides and countless opportunities for thrill-seeking. Discover attractions like Legoland, Motiongate, and Bollywood Parks in addition to a central plaza with lots of places to eat and have fun. Staying at the Lapita Hotel on-site allows you to enjoy Dubai Parks and Resorts over a few days.

Read More | Los Angeles on a Budget

5. Kite Beach

In addition to a skate park, kite surf displays, an outdoor trampoline park, a children’s play area, and water sports like wakeboarding and paddle boarding, Kite Beach offers a lovely stretch of sand with lots of exciting activities and adventures. Along with a variety of eateries and food trucks, this beautiful beach frequently holds a small market with regional handicrafts and beachside treats. With the kids, Kite Beach is the ideal place to spend a day!

Flights Dubai will not let you down, no matter what kind of vacation you are searching for. Browse our Dubai flight offers from top airlines, such as Emirates, which won the 2018 Skytrax World Airline Awards for Best Inflight Entertainment. This is fantastic news for families with kids, as there are more than 100 in-flight games to keep them entertained.

Where to Shop in Miami: 5 Destinations You’ll Love

Discover Miami’s top 5 shopping destinations, from luxury malls to trendy local boutiques. Explore the best places to shop in the Magic City.

Discover Miami’s top 5 shopping destinations, from luxury malls to trendy local boutiques. Explore the best places to shop in the Magic City for fashion, gifts, and more.

Miami is a fashionable, elegant city that is well-known for its beautiful weather, opulent beaches, and celebrity population. But what really makes this US city unique is its amazing retail environment. Miami is home to famous shopping avenues and huge malls that provide amazing shopping experiences with a wide range of stores, dining options, and entertainment.

1. The District of Design

Fashionistas and those with unlimited spending power will love the design district, which is a posh shopping destination with a plethora of boutiques and flagship stores in addition to high-end fashion retailers. Design District is a good place to come and do some window shopping even if you do not have the money to do shopping there. There are outdoor sculptures, internationally recognized restaurants and pubs, and a vast assortment of art galleries and design boutiques to visit.

Read More | Melbourne Adventures

2. Dolphin Shopping Center

With more than 240 retail locations, Dolphin Mall is a great outlet mall that offers high street and designer names like Calvin Klein and Forever 21. There are stores selling almost anything at outlet pricing, making it the ideal location for a full day of serious shopping and bargain hunting. With its vibrant décor and live music on weekends, the mall truly embodies Miami. It also features a 19-screen movie theater, food court, bowling alley, and arcade.

3. Harbour of Bal Harbour

More than 100 retailers, including high-end department stores, upscale jewelry stores, and designer stores like Gucci, Dior, and Chanel, can be found in this incredibly attractive outdoor shopping village. With its rich vegetation, palm trees, koi ponds, and fountains, Bal Harbour is a destination unto itself. If you want to get a glimpse of how the other half lives and capture some amazing pictures, you should definitely visit the exclusive mall, which is well-liked by celebrities.

4. Aventura Shopping Center

With more than 300 retail outlets, including high street favorites like Zara and Urban Outfitters as well as exclusive shops, this mega-mall is the biggest in Florida. In addition, Aventura Mall has a large food hall, numerous restaurants with indoor or outdoor seating, and a 24-screen AMC movie theater. In addition to a massive 93-foot-tall slide and impressive sculptures that truly capture Miami’s outstanding art scene, the mall has a new expansion wing.

Read More | Los Angeles on a Budget

5. The Lincoln Road

For those in need of some retail therapy, this well-known outdoor mall is a sanctuary. You may spend a whole day browsing the ten blocks of boutiques, market stalls, designer brand stores, and bookshops that are located here. Lincoln Road is teeming with eateries and sidewalk cafes, and there are numerous museums and art galleries to explore. Since the majority of the area is pedestrian-only, you can take a leisurely walk and observe the locals.

Melbourne Adventures: Iconic Spots and Hidden Gems | Travel Guide

Discover the best of Melbourne with our guide to iconic attractions and hidden gems. Explore vibrant laneways, cultural landmarks, trendy cafés, and offbeat local secrets perfect for every traveler.

Australia’s most visited tourist attraction and commercial center is Melbourne, the coastal capital of Victoria. The excellent city’s 19th-century Victorian architecture, tree-lined boulevards, lively arcades and laneways, and the stunning Yarra River all bear witness to its brilliant and adventurous past. There is a lot to see and do in the town, including some of the most well-known contemporary attractions that both locals and visitors enjoy.

Purchase inexpensive tickets to Melbourne to experience memorable vacations surrounded by beautiful public areas, world-class museums, fascinating wildlife, historical landmarks, and a plethora of indoor and outdoor activities.

Read More | Best 5 Post Office Schemes

Melbourne Unmissable pleasures

Melbourne City Circle Tram: The City Circle Tram is an essential component of Melbourne’s excellent public transportation system. Every day, the transportation system travels past several attractions throughout a city circuit. Along with a continuous commentary on the points of interest along the stimulating route, the service is free for tourists.

Puffing Billy: The Puffing Billy, Australia’s oldest surviving and best-preserved steam train ride, is an hour’s drive from Melbourne’s east. Beginning in Belgrave, the captivating 25-kilometer route winds through thick forests and verdant nature retreats. Every day, the train draws a sizable number of residents and visitors. The journey’s primary highlights are relaxing and enjoying delicious meals.

Yarra Valley Wineries: If you appreciate wine and food, take a tour or even plan your own itinerary to discover and savor Victoria’s finest crops, doors, and great eating. A knowledgeable guide will accompany you and introduce and explain the region’s well-known cuisine and wine. The Yarra Valley Regional Food Trail is one of the several self-drive tourism routes in the area.

Penguin Parade: One of Australia’s most well-liked wildlife events is the Penguin Parade, which you should not miss. The world’s largest Little Penguin Colony is located in this stunning location. See thousands of untamed tiny penguins emerge from the sea when you visit at twilight. The penguins marching across the beach to their sand dune burrows is a natural spectacle that can only be witnessed here.

How to Use a Personal Loan EMI Calculator to Plan Your Budget Smartly

Thinking about taking a personal loan? You’re not alone. Whether it’s for a wedding, a medical emergency, or debt consolidation, personal loans can be a lifesaver. But before you apply, there’s one tool that can make or break your financial plan—the EMI calculator.

Let’s break down how to use a personal loan EMI calculator effectively so you can borrow smart, plan better, and avoid unnecessary financial stress.

What Is a Personal Loan EMI Calculator?

A Personal Loan EMI (Equated Monthly Instalment) Calculator is an online tool that helps you estimate how much you’ll need to pay each month for your loan. It considers three main inputs:

Loan Amount
Interest Rate
Tenure (in months or years)

Within seconds, it tells you your monthly EMI, total interest payable, and the total repayment amount.

Why Use an EMI Calculator Before Taking a Loan?

Before diving into debt, understanding how much you’ll actually pay back is crucial. Here’s why this tool is so helpful:

Avoid Surprises: Know your EMI beforehand.
Plan Your Budget: Ensure the EMI fits your monthly expenses.
Compare Offers: Quickly compare loans from multiple lenders.
Choose the Right Tenure: Understand how longer/shorter tenures affect your EMI and total interest.
Interest Breakdown: See how much of your repayment goes to interest versus the principal.

Key Inputs for the Calculator: A Quick Guide

Here’s how each input affects your EMI:

1. Loan Amount

This is the amount you plan to borrow. More the loan, higher the EMI.

2. Interest Rate

The percentage your lender charges on the principal. Even a 0.5% change can alter your EMI significantly.

3. Tenure

The time you choose to repay the loan. Longer tenure = lower EMI but more interest. Shorter tenure = higher EMI but less interest overall.

How Is EMI Calculated? (The Simple Math Behind It)

The formula used is:

EMI = [P × R × (1+R)^N] / [(1+R)^N – 1]

Where:

P = Loan Amount
R = Monthly Interest Rate
N = Number of Monthly Instalments

Don’t worry—you don’t need to do the math. The online calculator does it instantly.

Step-by-Step: How to Use a Personal Loan EMI Calculator

Step 1: Visit a Reliable EMI Calculator

Choose any from trusted banks (like HDFC, SBI) or financial platforms like Paisabazaar, BankBazaar, or Groww.

Step 2: Enter Loan Details

Fill in your loan amount, interest rate, and tenure.

Step 3: Review Your Results

The calculator shows:

EMI per month
Total Interest Payable
Total Repayment Amount

Step 4: Adjust and Optimise

Try changing the tenure or loan amount until you find an EMI that fits your monthly budget comfortably.

Smart Budgeting with EMI Results

Now that you know your EMI, here’s how to use it to plan better:

1. Keep Your EMI Below 40% of Income

Don’t let EMIs eat up your income. Keep it manageable to avoid defaults.

2. Factor in Existing Loans

Already paying a car or home loan? Make sure your combined EMIs don’t overwhelm your cash flow.

3. Build an Emergency Fund

Always have a backup fund to cover EMIs if income drops temporarily.

Example: Let’s Break It Down

Let’s say you borrow ₹5,00,000 at 11% interest for 3 years.

EMI = ₹16,370 approx
Total Interest = ₹89,326
Total Payable = ₹5,89,326

Now, if you extend tenure to 5 years:

EMI = ₹10,870 approx
Total Interest = ₹1,52,242
Total Payable = ₹6,52,242

Insight: Lower EMI = Higher total interest. Always balance EMI comfort with interest cost.

Tips to Lower Your EMI or Interest Burden

Improve Your Credit Score: Higher score = better rates.
Compare Lenders: Don’t settle for the first offer.
Choose the Right Tenure: Find the sweet spot.
Opt for Prepayment: If possible, pay off early to reduce interest.
Look for Seasonal Offers: Lenders offer discounted rates during festive periods.

Benefits of Using EMI Calculators Online

Free & Instant
100% Accuracy
Customisable
Compare Multiple Loans
Helps with Loan Planning

Most platforms even offer EMI breakup graphs that visually show how your loan reduces over time.

Read More | What’s New in the EPFO Update 2025

Top EMI Calculators You Can Trust

Conclusion

A personal loan can be a helpful financial tool—if used wisely. But without proper planning, it can become a burden. That’s where a personal loan EMI calculator becomes your best friend.

Use it before you borrow, tweak the numbers to suit your income, and understand what you’re getting into. Borrowing isn’t bad—but blind borrowing is.

So, before you click “Apply Now,” spend five minutes with an EMI calculator. Your future self will thank you.

Read More | Best 5 Post Office Schemes

FAQs

1. Is using a personal loan EMI calculator free?

Yes! All major banks and financial websites offer free EMI calculators online.

2. Can I use an EMI calculator for different types of loans?

Absolutely. Just choose the calculator specific to the loan type—personal, home, car, etc.

3. How accurate are EMI calculators?

They’re quite accurate, but may not include processing fees or taxes. Always verify the final EMI with your lender.

4. What if I prepay my loan?

You can save on interest. Some calculators let you add prepayment options to see the savings.

5. Do EMI calculators work for floating interest loans?

Not perfectly. They estimate based on the current rate, but actual payments may vary over time.

PM Ujjwala Yojana 2025: Free LPG Gas Cylinder – Documents Required

Apply for PM Ujjwala Yojana 2025 and get a free LPG gas cylinder. Check the updated eligibility, benefits

Apply for PM Ujjwala Yojana 2025 and get a free LPG gas cylinder. Check the updated eligibility, benefits, and list of documents required.

Are you still cooking with kerosene or wood? If so, the PM Ujjwala Yojana 2025 has the potential to transform your life. This government program helps millions of people transition to clean cooking fuel by providing free LPG gas connections to qualified households. However, you must have the proper paperwork in order to receive your free cylinder. Let us examine the specifics.

PMUY’s history

Prime Minister Narendra Modi introduced the Pradhan Mantri Ujjwala Yojana (PMUY) in 2016 with the goal of giving impoverished households access to clean cooking fuel. Over 9 crore LPG connections had been effectively delivered under the program up until 2024. The objective? In India, replace smoky kitchens with secure, smoke-free residences.

PM Ujjwala Yojana 2025: What is New?

PMUY 2025 has been enhanced this year with the following new features:

expanded eligibility to cover more families with low incomes
Easy digital application process
Additional refill benefits in a few states
Greater attention to isolated and tribal areas

The government’s strong commitment was demonstrated by the Union Budget 2025, which also raised financing for the program.

Read More | Best 5 Post Office Schemes

Eligibility Criteria

Are you unsure if you qualify? What you must do is as follows:

You have to be a woman from a family that is below the poverty line.
You must be at least eighteen years old.
There should not be another LPG connection in your home.
Your name ought to be in the SECC 2011 BPL information.

Particular Attention to Women

Women are at the center of PMUY’s plan. The lady gains social and financial power when the LPG connection is issued in her name. Additionally, it frees her from the health risks associated with conventional fuels, allowing her to devote more time to her job, family, or perhaps a small business.

Advantages of the Plan

What the PM Ujjwala Yojana 2025 offers is as follows:

Free LPG connection using a new regulator and cylinder
The initial refill is frequently free.
Free booklet and safety hose
Some states even provide two burners as part of their unique programs.

Read More | Are You Eligible for Gratuity?

Documents Needed for the 2025 PM Ujjwala Yojana

Do not let missing documents prevent you from receiving this benefit. What you will need is as follows:

The Aadhar Card
Card of Rationing
Proof of Address
Certificate of Income
Details of the Bank Account
Certificate of BPL

How to Register for the 2025 PM Ujjwala Yojana

Depending on what is more convenient for you, you can apply online or offline.

Detailed Online Procedure

Go to the official PMUY website.
Select ” Apply Now.”
Enter your information.
Add scanned copies of your documents.
Note your application ID and submit.

Procedure for Offline Applications

Visit the nearest LPG distributor
Ask for a PMUY application form
Fill it up and attach photocopies of required documents
Submit the form
Wait for verification and connection

Common Mistakes to Avoid

Remember to include all of the paperwork.
Verify information again before submitting.
Verify that your bank account and Aadhar are connected.
Steer clear of intermediaries who could demand payment.

How Much Time Does It Take?

The process usually takes 15 to 30 days from submission to installation. Using your application ID, you can follow the progress of your application on the PMUY website.

Success Stories from Real Life

Indian women have expressed how this program has impacted their lives:

Kamla from Bihar is able to breathe freely and no longer experiences eye irritation.
Rajasthani woman Sunita began sewing clothing to supplement her income with the time she had saved.
It is a step toward dignity, not just a gas connection.

The Government’s Prospects

Universal LPG coverage is the goal. The government intends to increase refill subsidies for frequent use and incorporate more isolated villages in the upcoming years. By 2027, it is hoped that all Indian kitchens would be smoke-free.

Conclusion

For millions of Indian women, the PM Ujjwala Yojana 2025 is a game-changer, not just a plan. But keep in mind that possessing the proper paperwork is the first step in receiving your free LPG cylinder. So, get them together and apply now. Cooking healthily is a right, not a luxury.

FAQs

Q1. Is it possible for men to apply for the PMUY 2025 program? No. Although the entire family benefits, the program is only for women.

Q2. What happens if the SECC list does not include my name? If you have a BPL certificate from the local government, you can apply.

Q3. Does the LPG connection come with a price? No, there is no cost. However, subsequent refills can be less expensive.

Q4. Do I need a bank account to apply for the program? No. To be eligible for any future refill support or subsidies, a bank account is required.

Q5. Is the program accessible in cities as well? Yes. The program has been extended to include urban BPL families as of 2025.

LIC Jeevan Anand Policy 15 Years Maturity Calculator

Calculate your LIC Jeevan Anand maturity amount for 15 years using a simple calculator. Get complete details on premium, benefits, bonus.

Looking for a life insurance policy that not only protects your family but also grows your savings? Then LIC Jeevan Anand might be exactly what you need. It’s one of LIC’s most trusted plans, known for combining the benefits of life insurance with attractive maturity returns. In this guide, we’ll break down how the LIC Jeevan Anand maturity calculator works specifically for a 15-year plan, so you can estimate your returns and decide if it’s the right choice for your future.

What is LIC Jeevan Anand Policy?

LIC Jeevan Anand is a traditional endowment plan that offers both insurance protection and savings. The most unique feature of this plan is that even after your policy term ends and you get the maturity amount, the life cover continues for your entire lifetime without paying any further premiums. This means you get a lump sum payout after 15 years, and still enjoy lifelong protection.

Why People Choose LIC Jeevan Anand

Here’s why this policy is preferred by many Indian families:

Guaranteed maturity benefit
Life insurance coverage even after the policy term
Bonuses declared by LIC increase your final return
Tax benefits under current laws
Option to take a loan on your policy in emergencies

Whether you are planning for your child’s future, retirement, or simply looking for a safe investment, LIC Jeevan Anand gives you both peace of mind and financial benefits.

Understanding LIC Jeevan Anand Maturity Calculator

A LIC Jeevan Anand maturity calculator helps you figure out how much money you’ll receive after 15 years. It considers your age, the sum assured, bonus rates, and policy term. This is useful because LIC adds bonuses to your policy every year, and they play a big role in your final payout.

Read More | What’s New in the EPFO Update 2025?

While LIC doesn’t offer an official online calculator, many financial websites and LIC agents use reliable formulas to give a close estimate. These calculators help you make informed decisions based on real numbers.

What Do You Get After 15 Years?

If you take a 15-year LIC Jeevan Anand policy, you pay regular premiums for 15 years. After that, you receive:

Sum Assured – The fixed amount you chose when buying the policy.
Simple Reversionary Bonus – Added by LIC every year during the policy term.
Final Additional Bonus – A one-time bonus declared at the end of the term.

And the best part? Even after receiving this amount, your life insurance cover continues for the rest of your life.

Example: LIC Jeevan Anand 15-Year Maturity Estimate

Let’s say a 30-year-old person buys LIC Jeevan Anand for ₹5,00,000 for 15 years. Here’s what the calculation might look like:

Age	Sum Assured	Policy Term	Annual Premium	Total Premium Paid	Estimated Maturity Value
30	₹5,00,000	15 Years	₹35,000	₹5,25,000	₹7,50,000 – ₹8,00,000

Note: These figures are estimates based on current LIC bonus rates and may vary depending on future declarations.

How to Use a LIC Jeevan Anand Maturity Calculator

If you want to try it yourself, here’s how most calculators work:

Enter your age at the time of policy purchase
Choose the sum assured (like ₹5 lakh or ₹10 lakh)
Select the policy term – here, it’s 15 years
Enter the premium mode – yearly, half-yearly, etc.
The calculator shows your estimated maturity amount and total premium

These calculators are great for planning because they show you the financial benefit you’ll get after the policy ends.

Read More | Best 5 Post Office Schemes

Advantages of LIC Jeevan Anand for 15 Years

Let’s highlight what makes this plan ideal for a 15-year investment:

1. Dual Benefit – Savings + Lifetime Cover

You receive a guaranteed maturity amount and still enjoy life insurance for your entire life.

2. Simple Bonus System

LIC adds yearly bonuses that boost your final payout without any risk involved.

3. Loan Facility

After a few years, you can take a loan on your policy if needed.

4. Tax Savings

You get deductions on premiums under Section 80C and tax-free maturity under Section 10(10D), subject to terms.

5. Peace of Mind

It’s a plan from LIC – one of India’s most trusted financial institutions.

Policy Details at a Glance

Feature	Details
Entry Age	18 to 50 years
Maximum Maturity Age	75 years
Minimum Sum Assured	₹1,00,000
Premium Paying Term	Equal to policy term (15 years)
Premium Mode	Yearly, Half-Yearly, Quarterly, Monthly

Real-Life Scenario: Mr. Arjun’s LIC Jeevan Anand Journey

Mr. Arjun, aged 30, decided to invest ₹5 lakh in a LIC Jeevan Anand policy for 15 years. He paid around ₹35,000 annually. After 15 years, he received around ₹7.8 lakh, including bonuses. But what really made him happy was that his policy didn’t end there. He still had life insurance coverage of ₹5 lakh for his entire lifetime. No extra premiums, no worries – just ongoing protection.

Is LIC Jeevan Anand Right for You?

LIC Jeevan Anand is best suited for those who:

Prefer low-risk investment options
Want a mix of insurance and savings
Plan for medium-term goals like child education, marriage, or retirement
Need a policy that offers lifelong protection after maturity
Are looking for tax-saving investments

If you tick these boxes, then LIC Jeevan Anand for 15 years can be a smart move.

Key Takeaways

LIC Jeevan Anand offers guaranteed returns and lifelong insurance
You can estimate your maturity value using a LIC Jeevan Anand maturity calculator
Even after the policy term, the life cover continues without further payments
It’s suitable for conservative investors who value long-term safety and stability
Always verify calculations with a licensed agent or official LIC office

FAQs – LIC Jeevan Anand Policy 15 Years Maturity Calculator

Q1. How much will I get after 15 years in LIC Jeevan Anand?
The maturity amount generally includes your sum assured, plus annual bonuses and a final additional bonus. For a ₹5 lakh plan, it could be between ₹7.5 lakh to ₹8 lakh depending on your age and LIC’s bonus rates.

Q2. Is the LIC Jeevan Anand maturity calculator accurate?
Most online calculators give a close estimate based on bonus trends, but actual maturity may differ slightly depending on LIC’s declared bonuses.

Q3. Can I stop paying premiums after 15 years?
Yes, the premium term is only for 15 years. After that, you receive the maturity amount and your life cover continues without any further payments.

Q4. Does the policy continue after maturity?
Yes, that’s the unique feature of LIC Jeevan Anand. Your insurance cover continues for your entire life even after you receive your maturity benefit.

Q5. Are maturity proceeds taxable?
No, as long as the policy meets conditions under Section 10(10D), the entire maturity amount is tax-free.

Q6. What happens if I miss a premium?
LIC offers a grace period. If you miss that, your policy may lapse, but it can usually be revived by paying the dues and meeting the revival conditions.

Q7. Can I take a loan on this policy?
Yes, after a few years, you can take a loan against the policy based on the surrender value.

Q8. What riders can I add?
You can add riders like Accidental Death Benefit, Critical Illness, or Disability Benefit for extra protection.