Plan your banking needs with this complete guide on Bank Holidays in July 2025. Check the state-wise list..
July 2025 brings several regional bank holidays, mainly in the northeastern parts of India. These holidays are based on state-specific festivals and events. As per the Reserve Bank of India (RBI) holiday calendar, both scheduled and non-scheduled banks will remain closed in the respective states on these days. In addition to these, banks across India will also remain shut on the second and fourth Saturdays—July 12 and July 26.
Although Ashoora (Youm-e-Ashoora) falls on Sunday, July 6, and is a notable occasion, banks will not observe a holiday since it falls on a weekend.
Let’s take a look at the complete list of Bank Holidays in July 2025, along with the details of each festival.
List of Bank Holidays in July 2025
| Date & Day | Holiday Name | Applicable States |
|---|---|---|
| 3 July 2025, Thursday | Kharchi Puja | Agartala, Tripura |
| 5 July 2025, Saturday | Guru Hargobind Ji’s Birthday | Jammu, Jammu & Kashmir |
| 14 July 2025, Monday | Beh Deinkhlam | Shillong, Meghalaya |
| 16 July 2025, Wednesday | Harela | Dehradun, Uttarakhand |
| 17 July 2025, Thursday | Death Anniversary of U Tirot Singh | Shillong, Meghalaya |
| 19 July 2025, Saturday | Ker Puja | Agartala, Tripura |
| 28 July 2025, Monday | Drukpa Tshe-zi | Gangtok, Sikkim |
| 12 July 2025, Saturday | Second Saturday | Nationwide |
| 26 July 2025, Saturday | Fourth Saturday | Nationwide |
Festival Highlights & Regional Significance
1. Kharchi Puja (3 July – Tripura)
A major festival of Tripura, Kharchi Puja involves worshipping the 14 deities or Chaturdasha Devata, considered the ancestral gods of Tripura. People believe the festival purifies the earth of sins and brings prosperity.
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2. Guru Hargobind Ji’s Birthday (5 July – Jammu & Kashmir)
This day honors Guru Hargobind Ji, the sixth Sikh Guru, known for blending spiritual and military strength. He introduced the concept of Miri-Piri (spiritual and temporal power) and is deeply revered, especially in Sikh communities of Jammu.
3. Beh Deinkhlam (14 July – Meghalaya)
Beh Deinkhlam is the most prominent festival of the Jaintia tribe in Meghalaya. Celebrated after the sowing season, it seeks divine blessings for a good harvest and protects the community from diseases like cholera. The main celebrations are held in Jowai.
4. Harela (16 July – Uttarakhand)
Harela, meaning “Day of Green”, marks the beginning of the monsoon and sowing season in Uttarakhand. It is also a celebration of Lord Shiva and Goddess Parvati and signifies nature, growth, and prosperity.
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5. Death Anniversary of U Tirot Singh (17 July – Meghalaya)
U Tirot Singh, a Khasi tribal chief, fought the British in the early 19th century. This day marks his death in 1835 while in British custody and honors his contribution to the freedom struggle in Meghalaya.
6. Ker Puja (19 July – Tripura)
Celebrated just after Kharchi Puja, Ker Puja is an age-old tradition dating back to the royal era of Tripura. It focuses on the welfare and safety of the community and is observed with strict rituals in Old Agartala.
7. Drukpa Tshe-zi (28 July – Sikkim)
This Buddhist festival celebrates Lord Buddha’s first sermon at Sarnath, where he shared the Four Noble Truths. Celebrated across Sikkim with prayers and rituals, it is one of the holiest days in the Tibetan lunar calendar.
Note on Ashoora (6 July 2025, Sunday)
Although Ashoora, the 10th day of Muharram, is a day of mourning in the Islamic calendar, banks will remain open as it falls on a Sunday in 2025. The day commemorates the martyrdom of Imam Hussain, the grandson of Prophet Muhammad, in the Battle of Karbala.
Quick Summary of July 2025 Bank Holidays
- Total Bank Holidays (including weekends): 9
- Regional festivals dominate the holiday calendar
- Mostly applicable to Northeastern and Northern states
- Second and Fourth Saturdays (12 & 26 July) are national bank holidays
- No nationwide festival holiday in July
Important Points to Remember
- Always check with your local bank branch or official RBI/state holiday notifications for final confirmation.
- Online banking and ATMs will continue to operate normally on holidays.
- Plan your visits to the bank accordingly to avoid inconvenience during these holidays.
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FAQs on Bank Holidays in July 2025
Q1. Are all banks closed on every listed holiday?
No, only banks in the respective states will be closed on regional holidays. However, banks across the country will be shut on the second and fourth Saturdays.
Q2. Will digital banking services be available during holidays?
Yes, digital banking like UPI, mobile banking, and net banking will continue to function.
Q3. Is Ashoora a bank holiday this year?
Ashoora falls on Sunday, July 6, 2025. Banks are already closed on Sundays, so there will be no additional holiday.
Q4. Can I withdraw or deposit cash on these days?
ATM services will be available, but in-branch transactions won’t be possible on the listed holidays.
Q5. Are bank holidays the same across India?
No, they vary based on state-specific festivals and events. Only second and fourth Saturdays are common holidays across India.
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